Shawn O. Kelly

Branch Manager

Branch Manager

Shawn O. Kelly

NMLS 471677

F: 888-334-6975

Shawn Kelly | Loan Officer | Luminate Home Loans Hawaii | Home Mortgage Loans in Hawaii

Having over 25 years mortgage lending and leadership experience in the islands, Shawn brings vision and results to the business. His team has shifted to the consumer direct side of mortgage lending. A leader in this new arena, he has worked to innovate the techniques of a large-scale consumer direct operation and apply them in a boutique “targeted style” consumer direct system.

Our business model centers on high-touch personalized service, specializing in high-need customers and difficult lending situations, a long-overlooked segment of the consumer direct business. Often approached with challenging scenarios that other lenders are unable to accommodate, he excels at the nuances of problem-solving within myriad rules and guidelines. The unique combination of competitive national loan programs at Luminate Home Loans coupled with the depth of insight when structuring loans to fit customers’ needs, results in optimal solutions for borrowers.

A master of his craft, Shawn goes above and beyond for customers and the entire branch in our unique team approach. Our team stands ready to help you through a homebuying or refinancing process that many are unfamiliar with. Our knowledge of lending idiosyncrasies in the islands surpasses other lenders in the marketplace, not to mention being locally based for responsive, efficient communication, as well as personal ongoing support after your loan closes.

Let us help provide clarity to the oftentimes confusing world of mortgage finance and count on us to usher you through the lending process with our team of professionals. We look forward to the opportunity to serve you.

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